Best Premium Card

Chase Freedom Visa Signature Card Review

Overview

The Chase Freedom Visa Signature Card is a great card for people who want a flexible rewards program. The card lets you choose between receiving 3 rewards points or 3% cash back for every dollar you spend in your top 3 categories. The card automatically adjusts your top 3 categories each month (so one month you may spend the most on gas, groceries and electronics, and the next month you may spend more on dry cleaning, drug stores and movie theatres). You can convert your points to cash back or cash to points as often as you'd like with no penalty. Apply now for the Chase Freedom Visa Signature Card and start earning points or cash back for your spending.

Main Features

The only rewards card that lets you change your cash to points and back again without any penalties or loss of rewards.
Automatically gives you 3% cash back rebate or 3 points for every dollar spent in the top three categories where you spend the most
15 categories to earn triple rewards in
$50 cash bonus after your first purchase
Visa Signature experiences
APR for Purchases and Balance Transfers - 15.24% variable
No Annual Fee

Bonus Categories

Grocery stores, gas & convenience stores, quick service payment/fast food restaurants, telecommunications, cable/satellite TV/Internet service providers, video rentals, department stores, dry cleaners, drugstores, movie theatres, local and suburban commuter passenger transportation, pet supply stores and veterinary services, utilities, beauty shops (salons and spas) and gym/recreation memberships

Benefits

Reedem points for airline tickets and gift cards to your favorite stores, restaurants, coffee shops and gas stations
Bonus miles for shopping online at www.chase.com/rewardsplus
Emergency Cash and Card Replacement
Lost/Stolen Card Reporting
Travel Accident Insurance
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance
Warranty Manager
Year-End Summary Statement (upon request)
Dining Privileges
Concierge Service
Lost Luggage Insurance
Purchase Security
Roadside Dispatch

Details

Each billing cycle, in addition to the base reward you will also earn an additional 2% bonus rebate or 2 bonus points for each $1 of eligible net purchases made at merchant locations in the 3 bonus categories where you have spent the most.
When you reach $600 in spending in the bonus categories, you will only earn the 1% base rebate or 1 base point for each additional $1 of net purchases in these categories.

What We Like

Flexible rewards program, triple points/cash back in top three categories, Visa Signature experiences.

What We Don't Like

Preset spending limit, bonus points for spending in the top three categories is capped at $600 monthly. You earn 1% cash back or 1 point for every dollar spent after reaching this limit.

Best Premium Card's Opinion

If you are looking for a card that gives you more control over your rewards than any other card, this is a great choice. Apply now for the Chase Freedom Visa Signature Card.
If you are looking for a Chase card that gives you better travel rewards, you may want to apply for the Chase TravelPlus Visa Signature Card.