Best Premium Card

Citi Diamond Preferred Rewards Card Review

Overview

The Citi Diamond Preferred Rewards Card is a great card for someone who spends a lot on gas and groceries. You can earn 5 points for every dollar spent at grocery stores for the first 12 months (and 1 point for each dollar spent on everything else). You receive 6,000 bonus points after making your first purchase, and a free round-trip airline ticket to anywhere in the country can be had for as little as 20,000 points. Apply now to get the Citi Diamond Preferred Rewards Card and start earning rewards for your gas and grocery store purchases.

Main Features

ThankYou Network rewards
5 ThankYou Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months (and 1 point per dollar thereafter)
1 ThankYou Point for every $1 spent on all other purchases
Receive 6,000 bonus ThankYou Points after your first purchase redeemable for a $50 gift card.
No Annual Fee
APR for purchases: 9.74%
APR for balance transfers: 0% for 12 months

ThankYou Points Details

Earn up to 75,000 ThankYou Points during any calendar year
Points expire five years from the end of the calendar year in which they are earned

Other Benefits

Price Protection - if you buy something that you see advertised in print for less in the next 60 days, you'll receive a refund for the difference (up to $250, excludes certain items and things purchased online).
Citi Photocards - put your picture and signature on the front of your card for added security and better identification
Flexible Payment - Pay in full or carry a balance

What We Like

Bonus points for gas and grocery store purchases, low APR for purchases and balance transfers, good rewards program, no annual fee

What We Don't Like

Limit of 75,000 ThankYou points per calendar year, and points expire five years from the end of the year they were earned

Best Premium Card's Opinion

If you want a card with good rewards without paying an annual fee, and you spend some money on gas and groceries, this is a good choice. You may want to consider how much you usually spend each year, since this card has a points limit. Choosing a premium card that lets you earn unlimited points may be a better choice if you plan on placing a lot of purchases on your card.