Best Premium Card
Citi PremierPass Card - Elite Level Review

Overview
The Citi PremierPass Card (Elite Level) is probably the best card for frequent travelers. You can ear one point for every mile flown on any airline and you can get a companion airline ticket whenever you fly--there is no limit to the number of times you can take advantage of this benefit each year. If you get the card through American Express, you can get access to both AmEx and Citi's programs for ticket pre-sales for concerts, entertainment and sporting events.
Apply now for the Citi PremierPass Card and get 20,000 bonus points after $600 in purchases. This is usually enough points to get you a free round-trip airline ticket to anywhere in the country.
Main Features
- Earn one point for every mile flown on any airline, and 1 point for every mile flown by someone else whose ticket you buy with your card
- For every $1 spent, earn two points on select purchases and one point on other purchases
- Get a complimentary companion ticket every time you buy a qualifying ticket ($299 or more)
- Rewards include flights on any airline with no blackout dates, gift cards, and more.
- Annual Fee = $75
- Standard Purchase APR: 11.24% variable
- Balance Transfer APR: 0% for 12 months
Benefits
- Get access to American Express Cardmember benefits, such as exclusive entertainment, travel and shopping offers. Opportunity to purchase tickets to select events before they go on-sale to the general public
- Total number of points than can be earned per calendar year is 200,000 (only 100,000 may be flight points)
- Complimentary Companion Airline ticket - when you travel in continental US and Hawaii. Reservations must be booked through Spirit Incentives
- Retail Protection - against theft or accidental damange
- Price protection - if you buy something that you see advertised in print for less in the next 60 days, you'll receive a refund for the difference (up to $250, excludes certain items and things purchased online).
- Emergency Assistance Services
- Trip cancellation/trip interruption insurance
- Citi® Photocards- put your picture and signature on the front of your card for added security and better identification
What We Like
- Companion airline tickets, earn points for flying, good Citi ThankYou Network rewards program
What We Don't Like
- You can only earn 200,000 points per calendar year (and only half those can be from miles).
Best Premium Card's Opinion
- We recommend the Citi PremierPass Card for frequent travelers. The annual fee of $75 is definitely worth it for the companion airine tickets. Just know that points will be capped at 200,000 annually, so if you think you'll accumulate more points, you might be better off with a card that doesn't have any points restrictions, such as any of the cards from American Express.
